A Bankruptcy Report determines if your applicant has ever filed for Chapter 7 (i.e., a 10-year term) or Chapter 13 (i.e., a 7-year term) bankruptcy. The applicant’s name and Social Security Number (SSN) are the primary identifiers for this search.
A perfect use case would be for an applicant with accounting (e.g., cash, assets, A/R, A/P, financials) responsibilities in their role.
Civil Record Checks show any claims, lawsuits,
or judgments in your applicant’s name.