Credit Checks
Assess your applicant's financial history.
trust & safety
Why are Credit Checks Important?
A Credit Report provides insight into an applicant’s financial obligations to which they might have responsibility and access to your company’s financial data, bank accounts, and transactions.
Using Credit Reports can help you:
- Assess the risk for embezzlement and theft
- See into a applicant's financial responsibility for job-relatedness
- Make an informed hiring decision
Credit Checks are crucial for applicants with access
to your organization’s financial information.
to your organization’s financial information.
U.S. credit report1
- Name, addresses, and past employers
- Bankruptcies (e.g., Ch. 7, 13)
- Payment history
- Collections, charge-offs, lates, & liens
- Inquiries for extension of credit
Canada credit report1
- Name, addresses, and past employers
- Payment history
- Collections, charge-offs, lates, & liens
- Inquiries for extension of credit
- Canadian authorization form
1 FICO score or VantageScore will not be present. We have no visibility into these scores because Credit Reports are pulled for employment purposes only and not as an extension of credit.
